Privacy Policy

Effective Date: October 7, 2026
Last Updated: October 7, 2026

I Buy Fire Damaged Homes St Petersburg Florida (“I Buy Fire Damaged Homes St Petersburg Florida,” “we,” “us,” or “our”) respects your privacy.

This Privacy Policy explains how we collect, use, disclose, retain, and otherwise process personal information when you visit ibuyfiredamagedhomesstpetersburgflorida.com (the “Website”), request a cash offer, submit information concerning real estate, communicate with us, or otherwise interact with our services.

We operate within the Florida real estate investment, direct cash-buyer, property-acquisition, marketing, and related transaction marketplace.

Depending on the property and transaction, we may:

• Evaluate property for potential acquisition;
• Make or facilitate a potential cash offer;
• Purchase property directly;
• Work with affiliated investors or investment partners;
• Conduct or arrange due diligence;
• Coordinate property access or cleanout where agreed;
• Work with title companies, closing agents, attorneys, contractors, inspectors, engineers, appraisers, insurers, and other transaction professionals;
• Acquire contractual or equitable rights;
• Assign contractual rights where legally and contractually permitted;
• Work with licensed Florida real estate professionals where legally required; or
• Determine that we will not pursue a transaction.

By using the Website or providing information to us, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

We may collect personal information:

• Directly from you;
• Automatically through the Website;
• From public records;
• From commercial property and real estate databases;
• From advertising and analytics providers;
• From telecommunications providers;
• From service providers;
• From transaction participants;
• From licensed real estate professionals;
• From affiliates and business partners; and
• From other lawful sources.

2. Information You Provide

When you request an offer, submit a Website form, call us, send an email or text message, or otherwise communicate with us, we may collect information including:

• First and last name;
• Telephone number;
• Mobile number;
• Email address;
• Property street address;
• Mailing address;
• Ownership information;
• Authority to act concerning the property;
• Property type;
• Property condition;
• Fire damage;
• Smoke or soot damage;
• Firefighting-water damage;
• Structural damage;
• Roof or foundation damage;
• Electrical damage;
• Plumbing damage;
• Heating and cooling information;
• Occupancy information;
• Tenant information where relevant;
• Repair or restoration information;
• Asking price or pricing expectations;
• Desired selling timeline;
• Reason for considering a sale;
• Mortgage information voluntarily provided;
• Lien or judgment information;
• Property-tax information;
• Probate or estate information;
• Foreclosure or mortgage-default information;
• Insurance information;
• Insurance-claim information;
• Insurance proceeds voluntarily disclosed;
• Flood history;
• Flood-insurance claim information;
• Disaster-assistance information;
• Photographs;
• Videos;
• Fire-department reports;
• Inspection reports;
• Engineering or structural reports;
• Environmental or remediation reports;
• Contractor information;
• Repair estimates;
• Permit information;
• Ownership or title documents;
• Preferred communication method;
• Preferred contact time; and
• Other information you voluntarily provide.

3. Property and Public-Record Information

When you submit a property, we may research it through lawful public and commercial sources.

Information may include:

• Ownership records;
• Pinellas County property-appraiser records;
• Property-tax records;
• Recorded deeds;
• Mortgages;
• Liens;
• Judgments;
• Lis pendens filings;
• Foreclosure information;
• Property characteristics;
• Sales history;
• Estimated values;
• Comparable sales;
• Building permits;
• Rehabilitation and renovation permits;
• Fire-related records;
• Code-enforcement information;
• Zoning information;
• Flood-zone information;
• Substantial-improvement information;
• Court records where lawfully available;
• Probate records;
• Rental-property information;
• Condominium or association information;
• Geographic and mapping information;
• Environmental information;
• Property-condition information;
• Market information; and
• Other publicly or commercially available information.

We may combine information obtained from these sources with information you provide.

4. Information Collected Automatically

When you use the Website, we and service providers acting on our behalf may automatically collect:

• Internet Protocol address;
• Browser type;
• Browser settings;
• Operating system;
• Device type;
• Device identifiers;
• Approximate location derived from IP address;
• Referring website;
• Referring advertisement;
• Landing page;
• Pages viewed;
• Links clicked;
• Date and time of activity;
• Session information;
• Form interactions;
• Advertising identifiers;
• Marketing-campaign information;
• Lead-source information;
• Conversion information;
• Attribution information; and
• Other technical or Website-usage information.

5. Cookies, Pixels, Analytics, and Advertising Technologies

We may use:

• Cookies;
• Tracking pixels;
• Web beacons;
• Tags;
• Scripts;
• Local storage;
• Analytics technologies;
• Advertising identifiers;
• Conversion tracking;
• Call tracking; and
• Similar technologies.

These technologies may help us:

• Operate and secure the Website;
• Prevent fraud and spam;
• Remember preferences;
• Understand Website usage;
• Measure traffic;
• Attribute inquiries to marketing campaigns;
• Measure conversions;
• Evaluate advertising effectiveness;
• Create or measure advertising audiences;
• Support interest-based advertising;
• Improve the Website; and
• Improve our services.

Third-party providers may process information under their own privacy practices.

6. How We Use Personal Information

We may use personal information to:

• Respond to inquiries;
• Respond to cash-offer requests;
• Research submitted properties;
• Verify ownership;
• Verify authority to sell;
• Evaluate fire, smoke, water, structural, electrical, or other property damage;
• Evaluate flood or storm impacts;
• Evaluate property access and safety;
• Review repair and restoration information;
• Review insurance information;
• Evaluate occupancy or tenancy;
• Estimate property value;
• Estimate repair, cleanup, holding, closing, and resale expenses;
• Determine whether we wish to acquire a property;
• Prepare or communicate potential offers;
• Contact property owners and authorized representatives;
• Schedule calls, walkthroughs, inspections, or appointments;
• Conduct due diligence;
• Facilitate potential transactions;
• Coordinate cleanup where agreed;
• Coordinate with title companies, closing professionals, attorneys, contractors, inspectors, engineers, appraisers, insurers, and other transaction participants;
• Maintain inquiry and transaction records;
• Follow up regarding submitted properties;
• Provide customer support;
• Operate and improve the Website;
• Conduct analytics;
• Measure marketing performance;
• Advertise our services;
• Prevent fraud, abuse, spam, and security incidents;
• Maintain legal, accounting, tax, and compliance records;
• Enforce agreements;
• Comply with applicable law; and
• Establish, exercise, or defend legal claims.

7. Direct Property Acquisition

The Website expressly states that we operate as direct cash buyers.

Submitting information permits us to determine whether we may wish to acquire a property directly or participate in another lawful transaction structure.

A Website submission does not itself create:

• A binding purchase offer;
• A purchase agreement;
• A brokerage relationship;
• An agency relationship;
• A fiduciary relationship; or
• An obligation to buy or sell.

8. Affiliates, Investment Partners, and Transaction Participants

Depending on the transaction, information may be disclosed to:

• Affiliated acquisition businesses;
• Investment partners;
• Co-investors;
• Prospective assignees;
• Licensed real estate professionals;
• Title agents;
• Closing agents;
• Attorneys;
• Inspectors;
• Contractors;
• Engineers;
• Appraisers;
• Insurance professionals; and
• Other transaction participants.

Any assignment, brokerage, referral, or other regulated activity will be handled subject to applicable Florida law.

9. Service Providers

We may disclose information to service providers supporting:

• Website hosting;
• Website forms;
• Customer relationship management;
• Lead management;
• Telephone services;
• Call tracking;
• Lawful call recording;
• Text messaging;
• Email delivery;
• Marketing automation;
• Advertising;
• Analytics;
• Conversion tracking;
• Property research;
• Data enrichment;
• Cloud storage;
• Cybersecurity;
• Document processing;
• Accounting;
• Legal services; and
• Transaction support.

10. Business Transactions

Information may be transferred or disclosed in connection with an actual or proposed:

• Merger;
• Acquisition;
• Financing;
• Reorganization;
• Affiliate restructuring;
• Sale of assets;
• Bankruptcy; or
• Similar business transaction.

11. Legal and Safety Disclosures

We may disclose information where reasonably necessary to:

• Comply with applicable law;
• Respond to legal process;
• Respond to lawful governmental requests;
• Investigate fraud or unlawful activity;
• Protect rights or property;
• Protect another person’s safety;
• Protect our systems;
• Enforce agreements; or
• Establish or defend legal rights.

12. Florida Digital Bill of Rights

Florida’s Digital Bill of Rights applies only to a relatively narrow category of very large qualifying businesses.

Among other requirements, the statutory controller definition generally requires a qualifying for-profit business to have more than $1 billion in global gross annual revenue and to satisfy additional criteria involving online advertising, consumer smart-speaker services, or large app-store or digital-distribution-platform operations.

The inclusion of this section does not represent that I Buy Fire Damaged Homes St Petersburg Florida qualifies as a statutory controller.

If Florida’s Digital Bill of Rights applies to our operations, we will comply with its requirements.

13. Voluntary Privacy Requests

Even where Florida’s Digital Bill of Rights does not apply, you may contact us to request:

• Information concerning personal information associated with you;
• Correction of inaccurate contact information;
• Deletion where reasonably practicable;
• Removal from promotional communications;
• Restrictions on future marketing contact; or
• Information concerning our privacy practices.

We may honor voluntary requests where reasonably practicable and consistent with:

• Legal requirements;
• Existing or potential transactions;
• Contract records;
• Tax and accounting obligations;
• Fraud prevention;
• Litigation;
• Security needs;
• Legitimate business recordkeeping; and
• Rights of other persons.

Offering a voluntary process does not create a statutory right where one otherwise does not exist.

14. Consumers Covered by Other State Laws

Consumers residing outside Florida may have additional privacy rights under another state’s law.

Depending on applicable law, rights may include:

• Access;
• Correction;
• Deletion;
• Portability;
• Sale opt-out;
• Sharing opt-out;
• Targeted-advertising opt-out;
• Profiling opt-out;
• Sensitive-data protections;
• Authorized-agent rights;
• Universal preference-signal rights; and
• Appeals.

15. Browser Privacy Signals

Some browsers transmit privacy preference signals such as Global Privacy Control.

Where an applicable privacy law requires us to recognize a qualifying signal, we will process it as legally required.

16. Sensitive Information

Our ordinary property-inquiry forms are not designed to collect unnecessary highly sensitive information such as:

• Social Security numbers;
• Financial-account passwords;
• Payment-card security codes;
• Medical records;
• Genetic information;
• Biometric identifiers used for unique identification;
• Religious beliefs; or
• Similar information unrelated to property evaluation.

Please do not submit unnecessary sensitive information through ordinary Website forms.

Information legitimately required for a closing may be collected separately by appropriate transaction professionals.

17. Telephone Communications

If you provide a telephone number, we may use it to communicate concerning:

• Your property;
• Property research;
• Scheduling;
• Inspections;
• Offers;
• Follow-up;
• Potential transactions; and
• Related services.

Where Florida or federal law requires additional consent before regulated automated, prerecorded, artificial-voice, or marketing communications are made, legally required consent will be obtained.

You may request that calls stop.

18. Florida Call Recording

Florida generally requires the prior consent of all parties before a private wire, oral, or electronic communication is intercepted or recorded, subject to statutory exceptions.

Accordingly, if we record acquisition calls or other private communications, our operational practice should:

• Provide clear recording notice; and
• Obtain legally sufficient consent from all participants before recording.

Where another applicable jurisdiction imposes a stricter requirement, the stricter rule will be followed.

19. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

• Your inquiry;
• Your property;
• Scheduling;
• Inspections;
• Offers;
• Follow-up; and
• Potential transactions.

Where legally required, additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

20. Email Communications

We may use your email address to:

• Respond to inquiries;
• Communicate concerning your property;
• Provide offer information;
• Schedule calls or visits;
• Send transaction information;
• Follow up; and
• Send promotional communications where permitted.

Applicable promotional emails will include an unsubscribe mechanism.

21. Data Retention

We retain information for as long as reasonably necessary for the purposes described in this Privacy Policy.

Relevant considerations may include:

• Whether an inquiry remains active;
• Whether property remains of acquisition interest;
• Potential future follow-up;
• Whether a transaction occurred;
• Contract requirements;
• Legal obligations;
• Real estate recordkeeping;
• Accounting and tax requirements;
• Fraud prevention;
• Litigation;
• Insurance matters; and
• Legitimate business recordkeeping needs.

22. Information Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect information against unauthorized:

• Access;
• Acquisition;
• Use;
• Disclosure;
• Alteration;
• Loss; and
• Destruction.

No electronic storage or Internet transmission method can be guaranteed completely secure.

23. Florida Security-Breach Notification

Florida law requires covered entities to take reasonable measures to protect qualifying electronic personal information.

Where a qualifying security breach occurs, we will investigate and provide legally required notice.

Where notice to affected Florida residents is required, it generally must be provided as expeditiously as practicable and no later than 30 days after determining that a qualifying breach occurred, subject to legally permitted extensions or law-enforcement delays.

A breach affecting 500 or more Florida residents generally also requires notice to the Florida Department of Legal Affairs within the applicable statutory period.

24. Children

The Website is intended for adults involved in real estate matters.

It is not directed toward children under 13, and we do not knowingly collect personal information online from children under 13 through ordinary property-offer forms.

25. Third-Party Websites and Services

The Website may contain links to or integrations with third-party websites or services.

We do not control third-party:

• Privacy practices;
• Security;
• Content;
• Products;
• Services;
• Availability; or
• Conduct.

26. Information About Other People

If you provide information concerning another:

• Property owner;
• Co-owner;
• Heir;
• Family member;
• Personal representative;
• Executor;
• Administrator;
• Trustee;
• Tenant;
• Agent; or
• Other person,

you represent that you have authority or another lawful basis to provide that information.

27. Changes to This Privacy Policy

We may update this Privacy Policy periodically.

When changes are made, we will revise the “Last Updated” date.

Where applicable law requires additional notice or consent concerning a material change, we will provide it.

28. Contact Us

Questions, concerns, or privacy requests may be directed to:

I Buy Fire Damaged Homes St Petersburg Florida
St. Petersburg, Florida
United States

Website: ibuyfiredamagedhomesstpetersburgflorida.com